The world in which our children grow up in and we do business in has changed beyond belief in what seems like an extremely short space of time. Less than a decade ago, if the owner or manager of a children's day nursery wanted to purchase nursery insurance for their setting, they would have either walked up and down their local high street to visit their friendly insurance broker who advertised the fact that they offered insurance quotations totally free of charge.
Alternatively, if you were the person responsible for buying insurance for your nursery, you could have searched through their local Yellow Pages where a handful of insurance brokers in your area would offer their services to all types of business without any mention at all of nurseries and your specific and quite unique needs.
But now, as we are well over 10 years into a new century, nursery owners are all now faced with a multitude of options when it comes to purchasing nursery insurance. Perhaps the most significant change has been the way in which the internet can now be used to source insurance providers. A simple search for a phrase such as children's day nursery insurance using a search engine like Google, MSN or Yahoo will produce a list of insurance brokers and providers of insurance for nurseries.
Another dramatic change in the way day nursery insurance is purchased is that insurance providers will now approach you directly rather than the other way around. The historic route of walking up and down the high street has now been replaced with receiving letters and phone calls from insurance brokers all offering their services. And whilst this new approach could save your nursery time, it can also sometimes be an inconvenience.
The last way in which the purchase of nursery insurance has changed is that where you and the insurance providers is based is seemingly no longer a barrier. Traditionally a nursery would deal with a broker who was local to them. Whilst for many nurseries this is still the preferred option, you only have to look in your local Yellow Pages Insurance section to discover that few of the companies advertising within it are now actually local.
For nurseries who want to combine a personal service that the traditional local broker offered with the most competitive of premiums, there is still a chance to do both as some nursery insurance brokers will offer both and help answer any questions you have. From helping you in the event of a loss occurring and you having to make a claim to helping you secure the best value nursery insurance.
The way in which nurseries get a nursery insurance quote or purchase a policy may have changed but fundamentally, the needs of a nursery has not. You want great service, you want cover tailored to your specialist needs and you want great value.
Do not let the changing face of nursery insurance distract you from these key points as an expert and friendly service combined with the right levels of cover and premium are still available.
Alternatively, if you were the person responsible for buying insurance for your nursery, you could have searched through their local Yellow Pages where a handful of insurance brokers in your area would offer their services to all types of business without any mention at all of nurseries and your specific and quite unique needs.
But now, as we are well over 10 years into a new century, nursery owners are all now faced with a multitude of options when it comes to purchasing nursery insurance. Perhaps the most significant change has been the way in which the internet can now be used to source insurance providers. A simple search for a phrase such as children's day nursery insurance using a search engine like Google, MSN or Yahoo will produce a list of insurance brokers and providers of insurance for nurseries.
Another dramatic change in the way day nursery insurance is purchased is that insurance providers will now approach you directly rather than the other way around. The historic route of walking up and down the high street has now been replaced with receiving letters and phone calls from insurance brokers all offering their services. And whilst this new approach could save your nursery time, it can also sometimes be an inconvenience.
The last way in which the purchase of nursery insurance has changed is that where you and the insurance providers is based is seemingly no longer a barrier. Traditionally a nursery would deal with a broker who was local to them. Whilst for many nurseries this is still the preferred option, you only have to look in your local Yellow Pages Insurance section to discover that few of the companies advertising within it are now actually local.
For nurseries who want to combine a personal service that the traditional local broker offered with the most competitive of premiums, there is still a chance to do both as some nursery insurance brokers will offer both and help answer any questions you have. From helping you in the event of a loss occurring and you having to make a claim to helping you secure the best value nursery insurance.
The way in which nurseries get a nursery insurance quote or purchase a policy may have changed but fundamentally, the needs of a nursery has not. You want great service, you want cover tailored to your specialist needs and you want great value.
Do not let the changing face of nursery insurance distract you from these key points as an expert and friendly service combined with the right levels of cover and premium are still available.
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